Other LocationsAnimal Medical Center
Payment Options for Veterinary Care
We believe no pet should be denied treatment if veterinary care can restore its health or save its life. Of course, deciding how to fund your pet’s medical care is an individual choice and there are many options to consider, such as personal savings, credit cards, CareCredit, comprehensive pet insurance, and high deductible pet insurance.
Payment is required at the time of veterinary service unless other arrangements are made in advance.
For your convenience, we accept cash, checks, debit, and the following credit cards:
- VISA
- MasterCard
- Discover
- American Express
If your financial circumstances require a payment plan, CareCredit® can offer no interest financing if paid within 6 months.
Pet Insurance
Many pet owners have questions about purchasing pet insurance to help them afford health care for their pet family members. High deductible pet insurance may be an option to ensure you can afford the care your pet needs when emergencies arise. If you have pet insurance, please let our receptionist know. We will provide you with whatever records you may need to file your claim and would be happy to assist you in filling out your forms. Remember that most pet insurance policies are indemnity policies. That means you pay the cost of veterinary care upfront and receive a refund after the claim is processed. To take full advantage of pet health insurance, use a credit card or designate some personal savings for pet care. Replenish your savings or pay your credit card bill with your refund.
Our practice does not endorse or make recommendations on any one company’s insurance plans. If you are considering pet insurance, you might want to use these tips to simplify your decision making.
DO:
- Research pet health insurance policies before or soon after you obtain a pet.
- Understand when and how you will be reimbursed.
- Know what the policy covers before you enroll. (Does it cover pre-existing conditions? Overall hereditary conditions? How much coverage is provided for these conditions?)
- Get second, third, and fourth opinions about the company before you enroll.
- Make sure the providers you consider are licensed to operate in your state.
- Ask if specific conditions common to your pet’s species or breed are covered.
- Look for independent websites that include customer reviews of providers and policies.
- Ask if the provider has a fee schedule or reimburses you based on actual fees charged. A fee schedule lists how much the insurer will reimburse you for various services; if your veterinarian charges more than the fee schedule indicates for a particular service, say, for a broken bone, you will not be reimbursed for the difference.
- Ask if you can revise your policy before the renewal date and, if so, whether you will be charged for the change.
- Choose a policy that has a deductible and required co-pay you can afford.
DON’T:
- Make a decision solely on advertising.
- Delay selecting a provider until your pet needs medical care.
- Base your purchase decision on cost alone.
There are several pet insurance companies to choose from. The following is a list of insurance companies you might like to explore: